About Our Agency

Carolina Mountain Insurance Services has been in business since April 1997 specializing in helping individuals and employers meet their insurance needs. We are located in Westridge Marketplace in Candler (901 Smoky Park Highway). We have a second location in Waynesville, NC.

We are independent agents to both individuals and business. We provide you with unbiased options on the product and carrier that is right for your situation. We shop all the major insurance carriers in NC to make sure that you are receiving the lowest cost possible.


We are members of the National Association of Health Underwriters (NAHU). We are a multi-year recipient of the Asheville Chamber of Commerce “Sky High Growth Award” and a multi-year recipient of the Manna Food Bank “Full Plate Award” for our volunteer work with this wonderful organization.

Whether personal or business insurance we are here to help!

Pat Atkins, Owner

Pat is an Asheville native. She is a graduate of both AC Reynolds High School and UNC-Asheville. She has been in the insurance industry since 1979 including 10 years in various technical, sales and managerial positions with one of the top insurance carriers in NC.

Pat holds advanced education designations as a Certified Enrollment Specialist (CES), a Registered Health Underwriter (RHU), a Registered Employee Benefit Consultant (REBC) and is a Certified Senior Advisor (CSA).

Pat is a member of the National Association of Health Underwriters (NAHU) and was selected as a lifetime member of the Leading Producers Round Table. The Asheville Area Chamber of Commerce has nominated her multiple times as Small Business Leader of the Year. Pat is an active volunteer in the community and is a member of Biltmore Baptist Church.

Pat is married to Eddie Atkins and resides in Candler.

All Rights Reserved Carolina Mountain Insurance Carolina Mountain Insurance is an independent authorized producer/agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by Carolina Mountain Insurance. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ®, SM Registered marks of the Blue Cross and Blue Shield Association.”

Customer Service / Privacy Statement